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Worried about Mortgage Arrears or Reposession?

If you're behind on your mortgage or feel like you're drowning in financial pressure I'm here to help.

Are you:

  • behind on mortgage payments

  • living in fear of court action or repossession

  • tired of the stress and just want peace

  • embarrassed to tell people about your position

  • worried no one will understand 

Here’s how I can help:

It all starts with a conversation to see how I can best support you.

If it feels like a good fit, here’s what happens next:

  • I visit the property once — just me, no endless viewings

  • You get a fair, cash offer — directly from me, no middlemen or agents

  • You choose your timeline — whether you need to move fast or take your time

  • I buy the house — and you move on with peace of mind

Ready to reach out? Send me a message at info@rowanenterprises.co.uk and Ill personally be in contact.

About

I'm Lois Mackenzie

I’m not an estate agent. I’m not a big corporate buyer. I’m a real person who buys houses across South Wales with compassion and cash. No boards, no ads, no judgement- just a quiet, respectful sale that works for you.

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Selling on the Open Market vs Selling Direct to Me

When you sell through an estate agent, your property is listed publicly, viewings are arranged, and you wait, sometimes months, for the right buyer. There can be chains, fall-throughs, and a lot of back-and-forth. It works for some, but it’s not for everyone.

 

Selling directly to me is different. There are no listings, no for-sale boards, and no endless viewings. Just a private, respectful offer, often in days, not weeks or months. I buy with cash, so there’s no chain and no uncertainty. If you’re looking for a quiet, straightforward sale that puts your needs first, I’m here to help.

Estate Agent (Open Market)
Sell Direct to Me
Chain-Free?
Often part of a chain
Always chain-free
Flexibility
Standard sale process
Tailored solutions to you
Fall-Through Risk
Higher risk due to chains and buyer finance
Much lower risk- we have cash funds available and no chain
Speed
Average time on market: 3-6 months
Offer within 24 hours, fast completion
Privacy
Public listings on portals and social media
100% Confidential, no public marketing
Costs
Estate Agency Fees
No Estate Agency Fees- you save thousands

Ready to reach out? Send me a message at info@rowanenterprises.co.uk and Ill personally be in contact.

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